Connie Hanafy ought to have been celebrating freedom. After 4 years of battling advanced regional ache syndrome, when hyperactive nerves prompted her near-constant agony, Hanafy had her proper leg amputated beneath the knee.
Hanafy needed to return to her athletic life-style, enjoying soccer, browsing and driving horses like when she was rising up in Delran. Her insurance coverage firm had different concepts.
Hanafy was capable of get a prosthesis so she might stroll once more. However a working blade? One thing she might use to leap right into a pool, lake or the Jersey Shore breakers? Or to easily kick a soccer ball together with her two daughters?
Completely not.
That made Hanafy’s disappointment shift to anger.
She already knew the sobering Facilities for Illness Management and Prevention statistics. Practically one in 4 Individuals resides with a incapacity, about 14% of which affect mobility. Practically half of these adults with disabilities get no cardio bodily exercise.
Hanafy likened the shortage of protection for activity-specific prostheses to how insurance coverage firms deal with Sort 2 diabetes, which is regularly linked with weight problems. Diabetes therapy is roofed, however Hanafy doesn’t assume there’s sufficient incentive to assist enhance somebody’s life-style earlier than she will get sick.
“Try to be handled thoughts, physique and soul as a complete,” mentioned Hanafy, a 37-year-old single mother in Sewell who works with hospice sufferers.
“Having a limb distinction, I don’t need to take care of it. I need to do what I need to do with out having a $50,000 (specialised) prosthetic leg and paying out of pocket for it as a result of it’s deemed not medically needed. It is needed.”
Although most employer-sponsored and Inexpensive Care Act plans embody “medically needed” prosthetic gadgets of their Important Well being Advantages, that protection is just not universally obtainable. Medicaid skips these advantages in states like Oklahoma, Texas and Mississippi. Medicare Half B — which covers sturdy medical tools, a class that features canes and walkers in addition to prostheses — requires sufferers to pay 20% of the fee, which is roughly $5,000 for a primary decrease leg.
“If the system(s) are decided to be medically needed primarily based on a prognosis by a physician or different licensed practitioner, they are often coated. It’s case-by-case relying on the state of affairs,” New Jersey Division of Human Providers spokesman Tom Hester mentioned through e mail.
“Medicaid and Medicare cowl specialty tools to help actions of every day residing. Medical tools required completely for sports activities wouldn’t be coated by both program.”
Making use of for help from a nonprofit is just not almost as straightforward as buying at a sporting items retailer. However as Hanafy and 1000’s of others have discovered, assist is offered.
Challenged Athletes Basis, one of many largest nonprofits, gave out $6.2 million in spring 2022. Some 3,250 recipients spanned 83 sports activities and actions — snowboarding, wheelchair basketball, fly fishing.
Functions are accepted within the fall, and award notifications exit in late March. Cash is then distributed, so adaptive tools may be ordered and fitted — or teaching and journey booked.
Hanafy went one other method, acquiring a grant for a working prosthesis from the Transfer for Jenn Basis. She ordered her specialised leg from Levitate, a Copenhagen-based producer that sells prostheses direct to client.
Montville teen receives prosthetic hand from paralympian’s nonprofit
Alex Manna, 16, from Montville, acquired a prosthetic hand funded by Born to Run, a nonprofit based by Paralympian Noelle Lambert.
Michael Karas, NorthJersey.com
Levitate sells fiberglass working blades for about $2,000 – far lower than bigger producers like Ossür, which fees $3,500 for a primary below-the-knee foot and greater than double that for an above-the-knee amputee. Specialised tools to run, carry weights and do different bodily exercise prices tens of 1000’s of {dollars}, none of which is roofed by insurance coverage.
“Irrespective of the place you look on this planet, the reply is similar. Leisure tools is just not seen with no consideration. It’s not deemed needed,” mentioned Lasse Werner Madsen, who created Levitate three years in the past after he confronted challenges getting a sports activities prosthesis.
“You’ll be able to go right down to Dick’s Sporting Items and purchase an entry-level carbon bicycle, however you can’t purchase the tools you want to run. For me that’s not equal. Right here’s an underserved want.”
Amputee Coalition is working to additional the 2020 Triple A Research Act, which requires the Authorities Accountability Workplace to review medical health insurance and different protection for assistive applied sciences, like prostheses. In the meantime, the American Orthotic and Prosthetic Affiliation is lobbying Congress to extend protection for each primary and adaptive prostheses.
In March 2021, Rep. Mike Thompson, a Democrat from northern California, launched the Medicare Orthotic and Prosthetic Affected person-Centered Care Act, which might separate prostheses from different medical tools — making it simpler for medical professionals to get correct fee for the various needed changes.
Mark Warner (D-VA) launched the Senate model in July, with 5 bipartisan co-sponsors together with Tammy Duckworth (D-Sick.), a U.S. Military veteran and the primary bilateral amputee in Congress.
The payments look like stalled in committee.
Each state has an insurance coverage program for youngsters as much as age 18. Nevertheless, just one state legislature — Maine — has added activity-specific prostheses to insurance coverage protection.
“What’s it that makes me disabled?” requested Nicole Ver Kuilen, the American Orthotic and Prosthetic Affiliation’s public engagement supervisor.
“Is it that I’m lacking my foot? Or is it these outdated insurance policies that preserve me from with the ability to dwell an energetic life?”
Christie Rogero of Voorhees didn’t turn out to be an athlete till after her left leg was amputated.
Rogero was ready for a site visitors gentle to vary as she headed from her Philadelphia workplace to an animal adoption heart. As one automotive went by means of the intersection, one other one sped towards it, didn’t cease and T-boned the automotive that had right-of-way. That automotive went careening towards Rogero, and solely a light-weight pole prevented it from crushing her towards a constructing.
The nerves in each her legs have been shredded. Flesh needed to be held along with pins and plates.

Courtesy of Kelly Worrell
Efforts to avoid wasting Rogero’s left leg went on for a couple of yr. Lastly, it was clear: The leg must be amputated above the knee. Rogero bought a prosthesis just a few months later, and rapidly discovered it’s stronger than her personal reconstructed flesh and blood.
The lifelong theater fanatic was coaxed to attend a handcycling clinic sponsored by a neighborhood nonprofit. Rogero took to it instantly.
Normally decrease to the bottom, handcycles are powered with the arms as a substitute of legs.
However at $3,500 for a primary mannequin, handcycles are additionally far dearer than abnormal highway bikes. Rogero needed to return the bike on the finish of every occasion. Rogero has utilized for a grant from the Challenged Athletes Basis to purchase her personal. A call is anticipated in late March.
“Now that I’ve discovered one thing I’m good at and I take pleasure in, I need to have the ability to do it rather more typically,” mentioned Rogero, the director of animal-welfare nonprofit Jackson Galaxy Challenge. “If I get this grant, I’ll be capable to get the bike and preserve it at house. It’s a freedom I didn’t know I used to be lacking till I bought on the bike and went flying down the highway.”
Rogero and Connie Hanafy, each South Jersey residents, have turn out to be pals — and one another’s followers.
Eight months after having her proper leg amputated beneath the knee, Hanafy did her first mile run, then a 5K impediment course in a downpour. In July 2022, she was one among 27 paratriathletes out of 1,500 individuals who dove into the Hudson River swim leg of the New York Metropolis Triathlon.
“Being an athlete once more as an grownup, I by no means thought of it. Being an athlete on one leg, I certain as hell by no means thought of that,” Hanafy mentioned.
“Regular folks would take a look at me and say, ‘How are you doing this? You don’t have a leg.’ They take a look at individuals who have variations as a deterrent from doing one thing a standard, able-bodied individual can do. We simply need to present folks we’re no totally different than you. We simply may need to do issues a little bit otherwise. I can nonetheless run. It’s just a bit bit totally different than you. I can nonetheless swim. It’s just a bit bit totally different than you. I can nonetheless bike. It’s just a bit bit totally different than you. To have the ability to do one thing you by no means thought you can ever do, it’s life altering. I used to be hooked instantly.”
Receiving a grant to make use of towards a prosthesis – or perhaps a prosthesis direct from a producer like Ossür – isn’t the top of the story. A prosthetist nonetheless must make the socket — which inserts round one’s residual limb and attaches to the prosthesis — and configure the system particularly for the person.
Hanafy’s donated working blade might not be ample for the trials of her new schedule. Even the socket that connects Hanafy’s prosthesis to her residual limb — nicknamed “Mr. Stumpleton”— not suits because of her altering physique.
Hanafy has been by means of three sockets in her first yr as an amputee. She has to attend, alter and take care of pointless bodily and psychological irritation till her insurance coverage firm will cowl one other new one.
“It is best to be capable to rise up each morning and have the power, and no matter you want, to go run,” Hanafy mentioned. “It’s a part of your high quality of life. It’s a part of serving to you turn out to be or keep a wholesome individual, to be energetic and never be restricted by your prostheses.”
Jane Havsy is a storyteller for the Each day File and DailyRecord.com, a part of the USA TODAY Community. For full entry to dwell scores, breaking information and evaluation, subscribe in the present day.
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